Our Planning Process

Process fine line


1 - Getting to Know You

Our relationship begins with you meeting our team: your advisor (a CERTIFIED FINANCIAL PLANNERTM professional), paraplanner, and client service associate. This gives us the opportunity to find out what is important to you, your family, or your business. You will also learn more about us, as we provide a transparent explanation of our services, our fees, and talk with you to determine how we may best serve you. We’ll ask you to complete a detailed confidential client profile to effectively gather the information we'll need to assess your current financial situation. This will help the advisor develop a comprehensive understanding of your financial life and your experience or comfort with money management. This important step also helps us to understand your level of comfort with risk and how you think about making financial decisions.

2 - Identifying Your Goals

Now that we’ll have a deeper understanding of your life plans and overarching financial goals, your advisor will evaluate and analyze your current financial situation in light of your future goals. Following the initial meeting, the advisor works together with the paraplanning team to prepare a thorough assessment of your current financial situation. They review and analyze the core components of your finances, such as assets, liabilities, cash flow, insurance, investments, tax strategies, risk management  and other life-planning related issues.  

3 - Analyzing You Current Situation

We'll design a comprehensive and personalized financial plan tailored to you, your life, and your goals. We make sure we take plenty of time to answer any questions that you have about our initial plan recommendations. Our goal is to ensure your financial goals and life objectives meet your needs and are in line with your level of comfort in taking on risk. Our approach also takes into account any other important life plan decisions you've brought to our attention.